Alternative Investments in India — Strategies Beyond the Conventional

Alternatives include private credit, structured products, REITs and InvITs, AIFs, pre-IPO and unlisted equity, market-neutral strategies, commodities, and selective international exposure. Each behaves differently from a simple equity or FD allocation.

The point of alternatives is not to replace the core portfolio, but to add return streams that do not all move together — improving the overall risk-adjusted outcome.

Educational discussions on how each alternative category works, what regulatory framework it sits under, how it is taxed, and how investors evaluate it on a risk-adjusted basis rather than headline yield.

Frameworks on how much of a portfolio should sit in alternatives at different life stages, and how to layer them sensibly without over-engineering the overall allocation.

Investors with a built-out conventional portfolio looking for genuine diversification, and individuals who want to understand alternatives properly before allocating.